Terms and Conditions

PLEASE READ THESE TERMS AND CONDITIONS CAREFULLY. BY ACCESSING THIS WEBSITE YOU AGREE TO BE BOUND BY THE TERMS AND CONDITIONS BELOW. THESE TERMS AND CONDITIONS ARE SUBJECT TO CHANGE WITHOUT NOTICE, FROM TIME TO TIME IN OUR SOLE DISCRETION. WE WILL NOTIFY YOU OF CHANGES TO THESE TERMS AND CONDITIONS BY POSTING THEM TO THIS WEBSITE. IF YOU DO NOT AGREE WITH THESE TERMS AND CONDITIONS, PLEASE DO NOT ACCESS THE CONIFER FINANCIAL SERVICES ("CONIFER") WEBSITE.

Definitions

"Content" shall mean any data, text, graphics, and/or written content and/or all other material which are on or form part of this Website.

"Website" shall refer to the Conifer Website as may be designated from time to time.

You agree that you will not engage in any activities related to this Website that are contrary to applicable law, regulation or the terms of any agreements you have with us. You agree to establish commercially reasonable security procedures and controls to limit access to your password or other identifying information to authorized individuals. You agree that you will not use any automated or manual process to monitor or copy our web pages, data or the Content contained herein or for any other unauthorized purpose without our prior expressed written permission.

Use of this Website may be monitored, tracked and recorded. Anyone using this Website expressly consents to such monitoring, tracking and recording. You are responsible for being familiar with the current version of these Terms and Conditions posted on the Website during each session.

Password Agreement

You are strictly prohibited from unauthorized use of this Website, including but not limited to unauthorized entry into our systems, misuse of passwords, or misuse of any information posted to this Website. You represent and agree that your password is personal to you and you will ensure that your password is known to only you and shall not be provided to any other person. If you know or suspect that an unauthorized person knows your password, or you are concerned about possible misuse of this Website, you agree to notify us immediately by sending an e-mail to portalhelp@conifer.com. You may request a new password from us at any time by logging onto the Website and clicking on "Forgot your Password?" Or you may change your password by clicking on "Change your Password." Once you select a new password, your previous password will be cancelled and your new password will be in effect.

Website Content

The Content on this Website is for information purposes only. It is believed to be reliable, but we do not warrant its completeness, timeliness or accuracy. User accesses, uses, and relies upon such Content at User's own risk.

Content posted on the Website may be printed for your use, provided, however, that third party exchange data, if any, may not be downloaded, printed or redistributed for any purposes whatsoever. Materials and information posted on the Website may not be duplicated, copied, re-disseminated or re-distributed to any other person or entity. Re-dissemination and re-distribution includes, without limitation, making any such materials and information available via the Internet or via any other electronic means of access. In addition, you are not permitted to alter, obscure, or remove any copyright, trademark or any other notices that are provided to you in connection with the information.

You are required to read and abide by any additional terms and conditions that may be posted on this Website concerning information obtained from specific third party data providers. Such third party providers shall have no liability to you for monetary damages on account of the information provided to you via this Website.

All property rights shall remain with Conifer. You may not reproduce (in whole or in part), transmit (by electronic means or otherwise), modify, link into or use for any public or commercial purpose the Conifer Website without the prior written permission of Conifer.

Warranties

Conifer and its third party providers expressly disclaim any implied warranty of merchantability or fitness for a particular purpose, including any warranty for the use or the results of the use of the Content with respect to its correctness, quality, accuracy, completeness, reliability, performance, timeliness, or continued availability. Neither Conifer nor any of its third party providers shall have any responsibility to maintain the Content and services made available on this Website or to supply any corrections, updates, or releases in connection therewith. Availability of Content and services are subject to change without notice.

Limitation of Liability

We will not be liable for any loss of profits, business or data or for any indirect, special, incidental, consequential, punitive or exemplary loss, liability or costs arising out of any use of or inability to use the Website or any portion thereof, regardless of whether it was foreseeable or not or whether we have been apprised of the likelihood of such damages occurring and regardless of the form of action, whether in contract, warranty, tort, strict liability or otherwise. We will not be liable for any damage or loss that may be caused to any equipment or software due to any virus, defect or malfunction in connection with the access or use of the Website, your data, or your Content contained herein.

No Reliance

While Conifer uses reasonable efforts to obtain information from reliable sources, Conifer makes no representations or warranties as to the accuracy, reliability or completeness of any information or document on this Website. Conifer is not utilizing this Website to provide investment or other advice to you or any other party, and no information or material on this Website is to be relied upon for the purpose of making or communicating investment or other decisions.

Potential Disruptions

Access to this Website may from time to time be unavailable, delayed, limited or slowed due to, among other things hardware failure, telecommunication failure, software failure, damage caused by severe weather, terrorism, acts of God, accident, fire, water damage, interruption of power supplies, governmental or regulatory restrictions, or any other cause (whether similar or dissimilar to any of the foregoing) whatsoever beyond our control.

If access to this Website is unavailable, delayed or limited, or if this Website does not operate quickly and efficiently, you may be unable to access information on a timely basis. If your operations are dependent on availability and such availability is disrupted or delayed, you may suffer losses. Conifer will not be liable for any such loss.

Governing Law

The Policy in its entirety shall be governed by and interpreted in accordance with applicable United States federal law and the laws of the State of New York, and you and we agree to submit irrevocably to the exclusive jurisdiction and venue of the United States federal and New York State courts located in and serving the City of New York in connection with any dispute or claim arising under the Policy.


For assistance, please contact portalhelp@conifer.com